What to do in the case of a loss?
When you have a loss or possible claim, contact us as soon as possible. Our licensed insurance agents and customer service staff are here to help guide you through the claims process.
Although we prefer you contact our office first, you may also file a claim directly with your insurance company, their 24-hour claims reporting phone numbers for both personal and business policies are listed here on our website.
What information do I need when I call you about a loss?
We can access most of your policy information by your name and address. You should provide your policy number if it is readily available.
Be prepared to provide as many details as possible such as:
- Type of loss i.e., auto, home, business
- Location, time and date of loss
- Copy of police report if available
- Name, address and phone number of other party, witnesses or passengers involved
- Description of damage
- How the loss or accident happened
- Estimate of damage if already obtained.
What do I need to do until help arrives?
Most insurance policies require that you take reasonable measures to prevent further loss. In some cases, you can do this yourself by shutting off the source of a water leak or putting a tarp over a hole in the roof, for example. If you need help, we can provide you with a list of qualified professionals for special needs such as fire and smoke damage.
How can I tell if I have a covered loss?
Call our office to discuss any loss you may have. We can help you determine if you have a covered loss.